Is your association prepared?
Florida condominium associations continue to face significant compliance responsibilities under the state’s building safety and reserve requirements.
For qualifying associations required to complete a milestone inspection by December 31, 2026, Florida law allows the Structural Integrity Reserve Study (SIRS) to be completed simultaneously with that inspection.
For associations using this provision, the SIRS must be completed no later than December 31, 2026.
Other existing qualifying associations generally faced an earlier SIRS deadline of December 31, 2025.
Why This Matters for Your Roof
Roofing systems are among the major building components evaluated in a Structural Integrity Reserve Study.
Associations must consider the estimated remaining useful life of required components, anticipated replacement or maintenance costs, and appropriate reserve funding.
These obligations can affect budgets, special assessments, long-term maintenance planning, and financial decisions.
Board members and property managers should confirm that required inspections are complete, documentation is properly maintained, and reserve obligations are being addressed.
Proactive planning today can help associations avoid unexpected financial and maintenance challenges tomorrow.
Talk to WindyLaw
WindyLaw represents homeowners, business owners, and community associations in property insurance disputes. If your insurance company has denied, delayed, or underpaid a legitimate claim, call 866-312-0708 for a free case evaluation.
Free guide: Download our After the Storm guide for step-by-step checklists, room-by-room inventory forms, and updated 2026 Florida claim deadlines: windylaw.com/after-the-storm-guide
This article is provided for general educational purposes and does not constitute legal advice. Insurance coverage depends on individual policy terms and circumstances.